‘Blake Talks Mortgage’ is founded on the principle that we must consistently deliver the most attractive & beneficial solutions to our customers each and every day
One Broker.160+ Lending Options.Better Strategy.
Enjoy expert support and a personalized experience.
We’ll do the rate shopping so you can focus on what matter most.
Rocket Mortgage’s #1 National Broker Partner

Elite Mortgage Broker
Rocket Pro - TPO

Elite Mortgage Broker
Rocket Pro - TPO

Elite Mortgage Broker
Rocket Pro - TPO
Conventional
Well-suited for first-time homebuyers, seasoned purchasers, or homeowners exploring competitive terms.
Government
Flexible qualifications guidelines. Low interest rates. Government loans bring homeownership within reach.
Non-QM
Benefit from low rates, competitive closing costs, and our streamlined approach on a customized Non-Conventional Loan.
Top Lending Partners
We partner with trusted lenders.
We only work with reputable, experienced lenders who put your needs first. That means great rates, honest guidance, and a smoother path to homeownership — all backed by experts you can trust.
BROKERS VS. RETAIL
Brokers are
Better
Brokers are Better
We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.
Official Sponsor
We Do The Rate Shopping For You!
Using all of our partners raw rate sheets you can be sure you are provided best options in the Nation
Smarter, Faster Mortgage Solutions
Our innovative technology streamlines the mortgage process.
More Options, Better Loan Solutions
Multiple investor options means we will find the best solution for you.
Zero Closing Cost Options Available
Zero closing cost options are available with most scenarios.
Seamless Service, Exceptional Support
Exceptional customer service makes for a hassle-free experience for our customers.
Your Loan, Clearly Explained
Communication is key- we pledge to keep you informed every step of the way.
Blake Wilson. Trusted. Proven. Sr. Mortgage Expert.
NMLS 1841234
DRE 02278389
Blake Wilson is a USMC Veteran, Licensed Mortgage Expert, bringing years of hands-on experience and a client-first mindset to every transaction. As a Branch Manager proudly partnered with West Capital Lending, Blake combines personalized guidance with the strength of a national lender—offering competitive rates, fast approvals, and smart solutions for home purchases, refinancing, HELOCs, DSCR’s, Buy Now/ Sell Later, Non-QM, Commercial, etc. This partnership ensures clients receive both trusted support and access to powerful lending tools—making the mortgage process seamless, transparent, and built entirely around their needs.
Blake Wilson. Experience Matters.
Smarter, Faster Mortgage Solutions
Our innovative technology streamlines the mortgage process.
Competitive Rates You Can Count On
Interest rates offered are among the lowest in the industry.
Smarter, Faster Mortgage Solutions
Our innovative technology streamlines the mortgage process.
Competitive Rates You Can Count On
Interest rates offered are among the lowest in the industry.
Blake Wilson. Trusted. Proven. Sr. Mortgage Expert.
NMLS 1841234
DRE 02278389
Blake Wilson is a USMC Veteran, Licensed Mortgage Expert, bringing years of hands-on experience and a client-first mindset to every transaction. As a Branch Manager proudly partnered with West Capital Lending, Blake combines personalized guidance with the strength of a national lender—offering competitive rates, fast approvals, and smart solutions for home purchases, refinancing, HELOCs, DSCR’s, Buy Now/ Sell Later, Non-QM, Commercial, etc. This partnership ensures clients receive both trusted support and access to powerful lending tools—making the mortgage process seamless, transparent, and built entirely around their needs.
Blake Wilson. Experience Matters.
Smarter, Faster Mortgage Solutions
Our innovative technology streamlines the mortgage process.
Competitive Rates You Can Count On
Interest rates offered are among the lowest in the industry.
Smarter, Faster Mortgage Solutions
Our innovative technology streamlines the mortgage process.
Competitive Rates You Can Count On
Interest rates offered are among the lowest in the industry.
About us
Why Choose Blake Talks Mortgage?
Lending Partners
Clients confidently choose Blake Talks Mortgage for a smarter, more personalized home financing experience.
Powered by / partnered with West Capital Lending, Blake Talks Mortgage combines trusted lending strength with hands-on guidance and strategy. This partnership delivers access to competitive wholesale rates, diverse loan options, and a streamlined process designed to make home financing clear and efficient.
What sets Blake Talks Mortgage apart:
Competitive Wholesale Rates – Structured to help clients secure strong long-term financial positioning.
Diverse Loan Programs – Conventional, FHA, VA, jumbo, and specialized options tailored to individual needs.
Efficient Closings – A process built to minimize delays and keep transactions moving forward.
Strategic Guidance – Education-driven advice that empowers clients to make confident decisions.
Client-First Approach – Every mortgage solution is customized, never one-size-fits-all.
With proven expertise, strong lending backing, and a commitment to clarity and execution, Blake Talks Mortgage delivers a superior mortgage experience — supported by the strength of West Capital Lending.
Best Practices
“Blake is the perfect example of what people hope to have work with them in the processing of a needed loan. He was very professional in his knowledge of what was needed. Yet, at the same time, he had an insight of me and my needs. He is a salesperson who actually care about the people he’s helping. That seems to be a lost art in this day and age, which makes Blake all the more special. I would look him up again should I have similar needs in the future.”
Karen R.
Fort Myers, FL
Best Practices
Number one and most important reason for my decision about going with your company was how attentive, professional, caring, knowledgable Blake Wilson has been to me, his client.. Blake always took a moment to answer paciently all my questions , easeing my stress and was never pushy, which gave me more confidence that I was in good hands and I could trust his guidance. I can’t thank him enough for being so trustworthy, it made my experience feel so easy! I now have completed the process and I can sit and have a cup of coffee without being tormented by Financial thought. I plan on writing my experience so others, can go thru it without feeling overwhelmed but confident. I’m very happy with all the outcome! Thank you Blake Wilson! God Bless you and your family, always
Leonor B
Boca Raton, FL
Best Practices
Blake is the man. First and foremost he’s a man of high integrity // a solid professional. Everything that he explained to me about the process was spot on and true, including timelines, underwriting criteria, fees and closing / funding timing. I also never felt pressured with respect to picking a particular product, etc. He’s also a rockstar– very knowledgeable. Knows the business through and through which enabled him to quickly recommend options that met my needs and objectives. I will certainly come back to Blake and West Capital for future needs and recommend him to friends, family and colleagues!
Anthony W.
Baltimore, MD
FULL SUITE OF
Loan Programs
We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.
Conventional
Loan
Conventional loans are lender-backed, not
government-insured.
Federal Housing
Administration Loan
FHA loans are government-backed, ideal for
first-time buyers.
Veterans Affairs
Loan
VA loans offer exclusive benefits for veterans and
service members.
Non-QM
Loan
Non-QM loans offer flexible, alternative financing
options.
Reverse
Mortgage
Reverse mortgages turn home equity into
income.
Interest
Only
Interest-only mortgages delay principal payments
initially.
Mortgage Payment Calculator
Use our tools to estimate your monthly mortgage payments enter loan amount, interest rate, term, and see your full payment breakdown.
Mortgage
calculator
Easily calculate monthly mortgage payments with principal, interest, taxes, and insurance.
affordability
calculator
Find out how much home you can afford based on your income, expenses, and loan terms.
HELOC
Calculator
Estimate how much you can borrow with a Home Equity Line of Credit and what your payments might be.
Amortization
Calculator
See how your loan is paid off over time, with a clear view of principal
and interest.
Discover the Vision Behind
Our
Founders
Our Founders
Our founder is a mortgage expert and CEO behind a modern lending platform offering in-house tools, education, and personalized guidance—making home financing smarter, faster, and more accessible.
Eric Hines
Co-Founder
NMLS ID 1005393 | DRE 02085532
Daniel Iskander
Co-Founder
NMLS ID 1005393 | DRE 02085532
MEET OUR Mentor
Built on
Experience.
At Blake Talk Mortgage, we’re proud to grow under the mentorship of an industry leader who brings years of insight, strategy, and proven success in the mortgage world.
Albert Bennett lll
Vice President / Mentor
Meet our
Operations Staff
Robert Johnson
VP of Operations
Linzey Ostrow
VP of Corporate Strategy & Personnel
Vanessa Tanious
Licensing & Onboarding Manager
From the blog
Latest News.
Minimum Credit Score to Buy a House in 2026 (By Loan Type)
Buying a home in 2026 is a major financial milestone, but one of the biggest questions most buyers ask is simple: “What credit score do I need to qualify for a mortgage?” The answer isn’t one number for everyone. Different mortgage loan types have different credit score requirements, and industry guidelines have recently changed, especially […]
Why Online Mortgage Calculators Are Lying to You
Online mortgage calculators are everywhere. Heck, I even have one on this site! They promise instant answers to one of the biggest financial questions you’ll ever ask: How much house can I afford? The problem is simple—most online mortgage calculators don’t follow real underwriting rules. They aren’t malicious. They’re incomplete. As a result, buyers rely […]
Pre-Qualified vs Pre-Approved: One Will Get You a House — One Won’t
If you’re starting your homebuying journey, you’ve probably heard both terms: “Get pre-qualified.”“Get pre-approved.” They sound similar—but they are not…
Should You Buy Now or Wait? The Answer No One Likes
If you’re thinking about buying a home, you’ve probably asked the question everyone is asking: “Should I buy now… or…
Let's Talk
Chat with us
Our friendly team is here to help you.
Team@BlakeTalksMortgage.com
Visit us
Come say hello at our office HQ.
17911 Von Karman Ave Suite 400, Irvine, CA 92614
Call us
Mon-Fri from 8am to 5pm.
+1 (949) 775-0277