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Caring for his daughter

‘Blake Talks Mortgage’ is founded on the principle that we must consistently deliver the most attractive & beneficial solutions to our customers each and every day

One Broker.
160+ Lending Options.
Better Strategy.

Enjoy expert support and a personalized experience.
We’ll do the rate shopping so you can focus on what matter most.

Rocket Mortgage’s #1 National Broker Partner

Elite Mortgage Broker

Elite Mortgage Broker

Rocket Pro - TPO

Elite Mortgage Broker

Elite Mortgage Broker

Rocket Pro - TPO

Elite Mortgage Broker

Elite Mortgage Broker

Rocket Pro - TPO

Conventional

Well-suited for first-time homebuyers, seasoned purchasers, or homeowners exploring competitive terms.

Government

Flexible qualifications guidelines. Low interest rates. Government loans bring homeownership within reach.

Non-QM

Benefit from low rates, competitive closing costs, and our streamlined approach on a customized Non-Conventional Loan.

Top Lending Partners

We partner with trusted lenders.

We only work with reputable, experienced lenders who put your needs first. That means great rates, honest guidance, and a smoother path to homeownership — all backed by experts you can trust.

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BROKERS VS. RETAIL

Brokers are
Better

Brokers are Better

We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.

Official Sponsor

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We Do The Rate Shopping For You!

Using all of our partners raw rate sheets you can be sure you are provided best options in the Nation

Smarter, Faster Mortgage Solutions

Our innovative technology streamlines the mortgage process.

More Options, Better Loan Solutions

Multiple investor options means we will find the best solution for you.

Zero Closing Cost Options Available

Zero closing cost options are available with most scenarios.

Seamless Service, Exceptional Support

Exceptional customer service makes for a hassle-free experience for our customers.

Your Loan, Clearly Explained

Communication is key- we pledge to keep you informed every step of the way.

Blake Wilson. Trusted. Proven. Sr. Mortgage Expert.

NMLS 1841234

DRE 02278389

Blake Wilson is a USMC Veteran, Licensed Mortgage Expert, bringing years of hands-on experience and a client-first mindset to every transaction. As a Branch Manager proudly partnered with West Capital Lending, Blake combines personalized guidance with the strength of a national lender—offering competitive rates, fast approvals, and smart solutions for home purchases, refinancing, HELOCs, DSCR’s, Buy Now/ Sell Later, Non-QM, Commercial, etc. This partnership ensures clients receive both trusted support and access to powerful lending tools—making the mortgage process seamless, transparent, and built entirely around their needs.

Blake Wilson. Experience Matters.

Smarter, Faster Mortgage Solutions

Our innovative technology streamlines the mortgage process.

Competitive Rates You Can Count On

Interest rates offered are among the lowest in the industry.

Smarter, Faster Mortgage Solutions

Our innovative technology streamlines the mortgage process.

Competitive Rates You Can Count On

Interest rates offered are among the lowest in the industry.

Blake Wilson. Trusted. Proven. Sr. Mortgage Expert.

NMLS 1841234

DRE 02278389

Blake Wilson is a USMC Veteran, Licensed Mortgage Expert, bringing years of hands-on experience and a client-first mindset to every transaction. As a Branch Manager proudly partnered with West Capital Lending, Blake combines personalized guidance with the strength of a national lender—offering competitive rates, fast approvals, and smart solutions for home purchases, refinancing, HELOCs, DSCR’s, Buy Now/ Sell Later, Non-QM, Commercial, etc. This partnership ensures clients receive both trusted support and access to powerful lending tools—making the mortgage process seamless, transparent, and built entirely around their needs.

Blake Wilson. Experience Matters.

Smarter, Faster Mortgage Solutions

Our innovative technology streamlines the mortgage process.

Competitive Rates You Can Count On

Interest rates offered are among the lowest in the industry.

Smarter, Faster Mortgage Solutions

Our innovative technology streamlines the mortgage process.

Competitive Rates You Can Count On

Interest rates offered are among the lowest in the industry.

About us

Why Choose Blake Talks Mortgage?

Lending Partners

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Clients confidently choose Blake Talks Mortgage for a smarter, more personalized home financing experience.

Powered by / partnered with West Capital Lending, Blake Talks Mortgage combines trusted lending strength with hands-on guidance and strategy. This partnership delivers access to competitive wholesale rates, diverse loan options, and a streamlined process designed to make home financing clear and efficient.

What sets Blake Talks Mortgage apart:

  • Competitive Wholesale Rates – Structured to help clients secure strong long-term financial positioning.

  • Diverse Loan Programs – Conventional, FHA, VA, jumbo, and specialized options tailored to individual needs.

  • Efficient Closings – A process built to minimize delays and keep transactions moving forward.

  • Strategic Guidance – Education-driven advice that empowers clients to make confident decisions.

  • Client-First Approach – Every mortgage solution is customized, never one-size-fits-all.

With proven expertise, strong lending backing, and a commitment to clarity and execution, Blake Talks Mortgage delivers a superior mortgage experience — supported by the strength of West Capital Lending.

Built for happy clients, worldwide
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Quick decisions. Approvals in no time
hrs
High star ratings from satisfied users.
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Consistent loan funding growth
$ 0 B

Reviews

More Than Loans We Build Futures.

FULL SUITE OF

Loan Programs

We compete for your business by offering a wide variety of products with lower interest rates and closing costs, speedier service and a personal touch.

Conventional
Loan

Conventional loans are lender-backed, not
government-insured.

Federal Housing
Administration Loan

FHA loans are government-backed, ideal for
first-time buyers.

Veterans Affairs
Loan

VA loans offer exclusive benefits for veterans and
service members.

Non-QM
Loan

Non-QM loans offer flexible, alternative financing
options.

Reverse
Mortgage

Reverse mortgages turn home equity into
income.

Interest
Only

Interest-only mortgages delay principal payments
initially.

Mortgage Payment Calculator

Use our tools to estimate your monthly mortgage payments enter loan amount, interest rate, term, and see your full payment breakdown.

Discover the Vision Behind

Our
Founders

Our Founders

Our founder is a mortgage expert and CEO behind a modern lending platform offering in-house tools, education, and personalized guidance—making home financing smarter, faster, and more accessible.

Eric Hines CO-Founder

Eric Hines

Co-Founder

NMLS ID 1005393 | DRE 02085532

Daniel Iskander CO-Founder

Daniel Iskander

Co-Founder

NMLS ID 1005393 | DRE 02085532

MEET OUR Mentor

Built on
Experience.

At Blake Talk Mortgage, we’re proud to grow under the mentorship of an industry leader who brings years of insight, strategy, and proven success in the mortgage world.

Albert Bennett lll Vice President / Mentor

Albert Bennett lll

Vice President / Mentor

Meet our

Operations Staff

Robert Johnson

VP of Operations

Linzey Ostrow

VP of Corporate Strategy & Personnel

Vanessa Tanious

Licensing & Onboarding Manager

From the blog

Latest News.

Minimum Credit Score to Buy a House in 2026 (By Loan Type)

Minimum Credit Score to Buy a House in 2026 (By Loan Type)

Buying a home in 2026 is a major financial milestone, but one of the biggest questions most buyers ask is simple: “What credit score do I need to qualify for a mortgage?” The answer isn’t one number for everyone. Different mortgage loan types have different credit score requirements, and industry guidelines have recently changed, especially […]

Why Online Mortgage Calculators Are Lying to You

Why Online Mortgage Calculators Are Lying to You

Online mortgage calculators are everywhere. Heck, I even have one on this site! They promise instant answers to one of the biggest financial questions you’ll ever ask: How much house can I afford? The problem is simple—most online mortgage calculators don’t follow real underwriting rules. They aren’t malicious. They’re incomplete. As a result, buyers rely […]

Pre-Qualified vs Pre-Approved: One Will Get You a House — One Won’t

Pre-Qualified vs Pre-Approved: One Will Get You a House — One Won’t

If you’re starting your homebuying journey, you’ve probably heard both terms: “Get pre-qualified.”“Get pre-approved.” They sound similar—but they are not…

Should You Buy Now or Wait? The Answer No One Likes

Should You Buy Now or Wait? The Answer No One Likes

If you’re thinking about buying a home, you’ve probably asked the question everyone is asking: “Should I buy now… or…

Let's Talk

Chat with us

Our friendly team is here to help you.
Team@BlakeTalksMortgage.com

Visit us

Come say hello at our office HQ.
17911 Von Karman Ave Suite 400, Irvine, CA 92614

Call us

Mon-Fri from 8am to 5pm.
+1 (949) 775-0277

Blake Talks Mortgage is an Equal Housing Lender.
In compliance with federal law, we do not engage in any business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (as long as you are legally able to enter into a binding contract), because all or part of your income comes from a public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act.

The federal agency responsible for enforcing our compliance with these laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.